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Make Your Presence Felt With iMaximize Insurance Plan!

 

In an era where uncertainty constantly besieges people’s efforts to remain safe and sound, a clear strategy is required for all working professionals out there. Some of the basic motives to opt for an insurance plan is to ensure protection, prepare for future goals and also cope with a financial crisis, if any. Therefore, if you are looking out for the right kind of insurance, look no further than Aegon Life’s iMaximize Insurance plan that helps you meet your financial needs and prepare for future goals. So let us take a look at the unique benefits that you can derive from this plan, starting from the basics.

The basics

This plan focusses on yielding returns at the best possible premium costs for all those who wish to maximize their returns, in terms of the protection offered. Suppose a family breadwinner opts for an iMax plan with a sum assured of 12.5 Lakh, over a period of 25 years with a premium of 1 Lakh each year, then the plan would act as follows:

  • In the event of the insured’s demise, the sum of 12.5 lakh is immediately handed over to family.
  • In about a year’s time, the additional benefit of 1 Lakh is paid out to the surviving kin, in place of the premium, which is cancelled and consequently paid to the family on a yearly basis.
  • The period of the plan spans 25 years and eventually, the family is provided with a cumulative sum calculated at two differing rates (either INR 55 Lakh or INR 31 Lakh).
  • The plan also allows the insured to choose from three investment options; thus, letting their kin reap the dividends of these investments.
  • The income benefits can be availed each year after the immediate payment of a life cover.
  • This way, the plan ensures financial security for your family.

Why it works

With several options that guarantee payment in exchange for a rather higher premium, the plan promises a good return for all those who wish to save taxes on investments. Moreover, this plan is easily accessible which provides you with a hefty return and other features that act as a safety net to you and your family.

How to get the plan?

You are simply required to fill in the form with your essential information such as your gender, age, period of payment and the death benefit option. Accordingly, a premium is calculated from the Aegon Life’s website alongside the sum assured which is paid in case of the insured’s demise. Once payments are made, the policy is issued, letting you protect your kin at all costs, even in your own absence.

How To Pick The Best Insurance Plan?

Selecting the perfect insurance plan requires careful deliberation. This means that you are required to calculate your funds, taking into account your living costs and outstanding debts. Consequently, people need to invest into profitable schemes and policies that ensures protection in any sense of the word. So if you are looking out for a reliable insurance plan, here’s how to go about it!

Take your needs into consideration

Are you looking for a comprehensive family cover that protects all of your loved ones? Or do you prefer a personal cover that can keep you safe and sound? Your preferences and imminent needs will decide the kind of plan that is best suited to your requirements.

Use the Internet

In the digital age, it is unwise to depend purely on hearsay and word-of-mouth when it comes to insurance. With many digital portals available for every insurance house, it is the onus of anyone, rich or poor, digitally savvy or not, to take advantage of the reach and accessibility to plans and policies that the internet provides them with. With comparison websites, FAQs, consumer forums and even customer reviews it has become easier to make an informed opinion on any insurance plan. Not only will this inculcate smart buying behaviour, but also allow you the power to choose.

Find a reliable provider

All of your extensive research and efforts can backfire, if you choose a dubious liaison for handling your insurance needs. The industry is naturally competitive, which is why cold-calling and unwanted plans often clog our network and email accounts. The trick is to find an outlet and an agent that can assess all your needs, in order to provide you with the best insurance plan. This, not only helps in better communication, but also allows for an increased trust towards the preferred company.  This is the most essential step for the desired peace of mind while you select the best insurance plan that caters to all your needs and requirements.

Leafing through insurance plans may be a tedious task, but choosing the correct one is not. Make the right choice and ensure security throughout your lifetime!